Increase in hospitalization and dental insurance premiums

Increase in hospitalization and dental insurance premiums

From January 2020, the premiums for the three optional insurances of the Mutualité Chrétienne (MC) in hospitalization (i.e. Hospi+, Hospi+100, and Hospi+200) will be increased by 1.26% about the change in the consumer price index from August 2018 to August 2019.

Premiums for the optional dental care insurance MC, Dento+will also be increased but by 4.44%, about the change in the overall medical index for dental care. “There are no changes to the coverage and benefits of these optional insurances.“, specifies Joëlle Delvaux, his spokesperson.

Something new with Mutualités Libres

Same story for Dentalia Pluscomplementary dental insurance from Mutualités Libres (Partenamut, Omnimut, etc.): premiums will be indexed in 2020 by 4.44% based on the evolution of the 2019 dental medical index.

As for the evolution of Hospital and Forfait H premiums (basic hospitalization cover at a low price, editor’s note), these will remain unchanged in 2020. In other words, they will not be indexed. “On the other hand, Hospital policyholders will benefit from better coverage from April 1, 2020.“, according to the details of Steven Vervaert, the spokesperson for Mutualités Libres. “They will now benefit from a ‘serious illness’ guarantee (31 illnesses covered up to 7,000 euros/year), pre-hospital care for 30 days, post-hospital care from 30 to 90 days, but also other improvements by removing certain ceilings.

However, Hospital Plus premiums will be increased by 10% for those under 25 and by a maximum of 7% from the age of 25.

That said, here too, we have planned improvements to our coverage from 1 April: pre-hospital interventions will increase from 30 to 60 days, post-hospital interventions from 90 to 180 days while we are launching ‘Hospital Assist’, a new service assistance in Belgium for cases of hospitalization (for one day) or serious illness.” For example, home help, child and/or pet care, school help, delivery of necessities, psychological assistance, etc.

And as for Hospital, there will also be other improvements next April for policyholders thanks to the removal of certain ceilings.

Furthermore, Hospital Continuité, Medical, and Hospital Ambulatory premiums will be indexed at 2.08% based on the consumer price index of April 2019.

Competition

As it concerns AG Insurance indexing of 1.73% (based on the consumer price index) will be applied to the AG Care Hospitalization premiums.

Same story for KBC. “The hospitalization insurance premium will be adapted to the consumption index of June 2019, i.e. 1.73%“, according to Ilse De Buyer, his spokesperson.

At the house of Solidaritythere will be no increase in premiums, excluding indexation“, specifies Bruno Deblander, his spokesperson.

Finally, on the side of Ethias and DKV, however, there is nothing to report at the moment.