More expensive hospi and dental insurance in 2020

More expensive hospi and dental insurance in 2020

From January 2020, the premiums for the three optional insurances of the Christian Mutuality in hospitals (Hospi+, Hospi+100, and Hospi+200) will be increased by 1.26% about the change in the consumer price index from August 2018 to August 2019. Premiums for optional dental care insurance, Dento+, will also be increased, but by 4 .44%, about the change in the overall medical index for dental care. “There are no changes about the coverage and the advantages of these optional insurances”, specifies Joëlle Delvaux, its spokesperson.

Same story for Dentalia Plus supplementary dental insurance for Free Mutualities (Partenamut, Omnimut, etc.): the premiums will be indexed in 2020 by 4.44% based on the evolution of the dental medical index for 2019.

“Hospital policyholders will benefit from better cover from April 1, 2020, including critical illness cover.” Steven Vervaert, A spokesperson for Free Mutualities.

As it concerns the evolution of Hospital and Forfait H premiums these will remain unchanged in 2020. In other words, they will not be indexed. “On the other hand, Hospital policyholders will benefit from the best coverage from 1er April 2020“, according to the details of Steven Vervaert, the spokesperson for the MuFree quality. “They will now benefit from a ‘serious illness’ guarantee (31 illnesses covered up to 7,000 euros/year), pre-hospital care for 30 days, post-hospital care from 30 to 90 days, and finally other improvements by removing certain ceilings.”

Hospital Assist

Under certain conditions, this assistance makes it possible to benefit from services such as home help (cleaning, ironing, and meals for people living under the same roof), child care, pet care, school and pedagogical help, transport for a person appointed by insured (for example to take a child to school or to visit a relative), the delivery of essential purchases, non-urgent transportation of the insured, telephone assistance (for example when the insured experiences language difficulties in communicating with medical authorities) or psychological assistance.

However, Hospital Plus premiums will be increased at the rate of 10% for those under 25 and a maximum of 7% from the age of 25. “That said, here too, we have planned improvements to our coverage from 1er next April: pre-hospital interventions will increase from 30 to 60 days, post-hospital interventions from 90 to 180 days as we launch ‘Hospital Assist’, new assistance in Belgium in the event of hospitalization (for one day) or serious illness (see box opposite). As with Hospital, there will also be further improvements through the removal of certain caps.”

Furthermore, Hospital Continuité, Medical, and Hospital Ambulatory premiums will be indexed at 2.08% based on the April 2019 consumer price index.

As it concerns AG Insurance indexation of 1.73% (based on the consumer price index) will be applied to the premiums of the Care Hospitalization. Same story for KBC. “The hospitalization insurance premium will be adapted to the consumption index of June 2019, namely 1.73%”, according to Ilse De Buyer, its spokesperson. At the house of Solidarity” there will be no increase in premiums, excluding indexation”, specifies Bruno Deblander, his spokesperson.

On the side of this and of DKVthere is however nothing to report at present.